Community Association Insurance that Manages Risk to Insure Your Future
We shop Florida carriers for HOAs, condos, and community association boards to get you the right coverage at the right price. And we pick up the phone 24/7/365 when an emergency claim hits.
About Us
Palm Insurance Management is a Florida-based independent insurance agency specializing in HOA insurance and condo association insurance. We design coverage around how your community actually operates, not a template from a national management firm. And we're available 24/7 if a claim hits.
As an independent agency, we shop multiple A-rated carriers against each other to find HOA and condo boards the right coverage at competitive rates. For free quotes, call 1-866-612-1596.

OUR SISTER COMPANIES
Part of a family of Florida community association companies.
Condominium Associates
Full-service HOA, condominium and cooperative management across Tampa Bay and Sarasota for more than four decades. Visit Condominium Associates
Ally Property Service
Maintenance, repairs and property services for community associations across Tampa Bay and the Gulf Coast. Visit Ally Property Service
Management Across Florida
Precedent in Fort Myers, Moore Property Management in Naples, The CAM Team in Northeast Florida, Access Management from Celebration to Naples, and Artemis Lifestyle Services in the Kissimmee area.
The People Behind Palm
Protecting Florida Communities with Confidence.
Palm Insurance Management is powered by experienced insurance professionals who understand the unique risks facing Florida's condominium associations, homeowners associations, businesses, and homeowners. With more than 15 years of experience in the Florida insurance marketplace, our team has helped clients navigate everything from everyday property claims to major catastrophic losses. As an independent agency, we work directly with multiple A-rated insurance carriers to find coverage that fits your specific needs, not a one-size-fits-all solution. Whether you're reviewing your policy, shopping for better protection, or filing a claim, you'll have direct access to knowledgeable advisors who are committed to responsive service and your peace of mind, 24 hours a day, 7 days a week.

Al Klutts
Vice President

Evan Fox
Commercial Producer

Harry Schoeller
Risk Manager

Brad Terrell
Risk Manager

Brooke Stephany
Account Manager

Lee Holton
Account Manager
Insurance Services
Palm Insurance Management is your independent Florida agency for every kind of community association insurance. We're one local team with access to the right carriers, sharing honest guidance.
Community Association Insurance
Community Association Insurance
We specialize in HOA and condo association coverage — from setting realistic budget numbers to 24/7 claim support. We review your association's policies, recommend the right protection, and place every community with stable, A-rated carriers at competitive rates.
Learn More →Free Insurance Consultation
Free Insurance Consultation
If you serve on a community association board, managing risk takes a significant amount of time and dedication. Let us review your insurance to make sure you have the best cost and the proper coverage to get you back up and running in the event of a covered claim.
Get Quote →Contact us for a free quote today!
Palm Insurance guides all your Florida community association insurance coverage needs — one team, one simple call. Get a no-obligation quote today.

